This Privacy Policy describes how Five on Red LLC ("Five on Red LLC," "we," "us," or "our") collects, uses, discloses, and retains personal information in connection with our websites, including this Site, and our debt relief lead generation and matching services.
By using our Sites or submitting information through our forms, you acknowledge the practices described in this Privacy Policy.
This Privacy Policy does not apply to third-party websites, platforms, debt relief providers, brokers, agents, advertisers, or other third parties that may receive personal information from us. Those parties operate under their own privacy policies.
We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date above.
We may collect the following categories of personal information:
We collect personal information from:
We may combine personal information collected from different sources for operational, marketing, compliance, analytics, and fraud prevention purposes.
We collect and use personal information to:
We may use de-identified or aggregated information for any lawful purpose.
We may disclose personal information to:
Companies that process personal information on our behalf (e.g., hosting, data storage, analytics, email services) under contractual restrictions.
Debt relief companies, agencies, and licensed brokers to provide matching and related services.
Platforms and companies that assist with advertising, measurement, and analytics.
Partners who refer traffic to our Sites for attribution, fraud detection, and payout verification.
Government authorities, regulators, courts, or other parties when required by law.
In connection with a merger, acquisition, restructuring, or sale of assets.
We may disclose personal information to debt relief providers, brokers, and marketing partners in exchange for monetary or other valuable consideration. Under certain state privacy laws, this may constitute a "sale" of personal information.
We may also disclose personal information for cross-context behavioral advertising purposes, which may be considered "sharing" or "targeted advertising."
You have the right to opt out of the sale or sharing of your personal information. You may exercise this right by clicking the "Do Not Sell or Share My Personal Information" link located in the footer of our website.
Where required by law, we honor browser-based Global Privacy Control (GPC) signals as a request to opt out of the sale or sharing of personal information.
We do not knowingly sell or share the personal information of individuals under 16 years of age.
We retain personal information as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, including:
Retention periods are determined based on the nature, sensitivity, and purpose of the information and applicable legal requirements.
We implement reasonable administrative, technical, and physical safeguards designed to protect personal information appropriate to its nature and sensitivity. Safeguards may include access controls, encryption where appropriate, and monitoring designed to prevent unauthorized access.
No system can guarantee absolute security.
Our Sites and services are intended for individuals 18 years of age or older. We do not knowingly collect personal information from minors under 16.
Residents of California, Colorado, Connecticut, Delaware, Iowa, Montana, Nebraska, New Hampshire, Nevada, New Jersey, Oregon, Texas, Utah, and Virginia may have certain rights under applicable state privacy laws, including:
To exercise these rights, contact us at the information below.
We will verify your identity before processing applicable requests. We may deny requests where permitted by law. If we decline to take action on your request, you may appeal by replying to our response email and indicating that you wish to appeal.
When submitting a request, you may provide express written consent to be contacted by telephone (including via automatic telephone dialing systems or prerecorded messages), text message, or email for marketing purposes, even if your number appears on a Do Not Call registry.
Your consent is not a condition of purchasing any goods or services. You may revoke consent at any time in accordance with applicable law.
If you have questions about this Privacy Policy or wish to exercise privacy rights, please contact: